The Loan Brokery specialises in commercial and business lending for owners with complex situations – including deals that have already been declined by a bank or another broker. We also assist with home loans, particularly for self-employed and complex borrowers, operating nationally.

10 years+ inside NAB as a Business Banker and Credit Analyst.
Operating across Australia.
Complex deals are our specialty, not exception.
Competitive rates through negotiation.
Business and commercial lending is our core.
Most brokers will tell you it can’t be done. Standard brokers handle standard deals – PAYG borrowers, clean payslips, straightforward structures. But if you’re a business owner, you’re rarely straightforward. That’s exactly who we’re here for.

Alex has assessed and approved complex commercial deals from inside one of Australia’s Big 4 banks. He structures the application the way lenders want to see it.

Where other brokers walk away, we dig in. We take your file to multiple lenders – including private lenders when banks can’t move – until we find the right solution.

Self-employed. Low-doc. Trust structures. Owner builders. Development finance. If your situation has layers, you’re in the right place with the right people.
You’re growing, acquiring or need working capital – and your financials don’t look like a standard payslip. We understand how business income actually works.
Development finance, investment structures, portfolio growth. We arrange funding for projects and portfolios of all sizes.
Variable income, company structures, low-doc requirements – we navigate these every day and know which lenders will say yes.
If a bank or broker has already declined your application, don’t stop there. In many cases, a restructured application or a different lender changes everything.
Working capital, business acquisition, growth finance.
Single assets to full portfolios.
Particularly for self-employed and complex borrowers.
Construction, land, development funding
Equipment, vehicles, machinery.
Consolidate, restructure and move forward.
Access 20 calculators, including borrowing power, loan comparison, and extra repayments, estimating your borrowing capacity, repayments and more.
Adjust rates and terms to compare different loans.
Estimate your borrowing capacity in seconds.
Estimate your loan repayments and work out how to repay it faster.
We offer a free initial call to understand your situation. No obligation, no jargon. Just a straight conversation about whether we can help – and if we can, how